Free planning tool
Gig Worker Tax Set-Aside Calculator
Enter a payment, subtract related business expenses, and choose a reserve percentage to get a simple planning estimate.
Your planning estimate
Payment received$1,200.00
Business expenses−$180.00
Estimated net income$1,020.00
Suggested amount to reserve
$255.00
This uses your selected 25% planning rate.
Estimated available after expenses and reserve$765.00
This is an educational planning estimate, not tax, accounting, legal, or financial advice. Actual taxes can depend on your full income, deductions, credits, filing status, withholding, and state rules.
How to use this tool
- 1. Enter a recent payment before related expenses.
- 2. Enter costs tied to earning that payment.
- 3. Choose a planning percentage that fits your situation.
- 4. Treat the result as a reserve target, not a final tax bill.
Important limitation
This calculator is designed for educational planning. It does not account for every tax rule, deduction, credit, filing status, household income source, W-2 withholding, or state obligation. Consider reviewing your tax plan with a qualified professional.